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Personal Insurance

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Personal Insurance Provided By Our Agency

Protecting your family and assets is a top priority, which is why people have insurance. Personal insurance generally protects people and their families from losses they couldn’t afford to cover on their own. It also makes it possible to do things such as driving a car and owning a home without risking financial ruin.

Home Insurance

Home, for most people, could be their largest asset. But, more importantly, it’s where you raise your family and create memories that last a lifetime.

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Auto Insurance

Almost every driver in the United States is required by law to carry auto insurance.

Renters Insurance

“What is renters insurance?” is a fair question, but a better question might be, “Why should I have renters insurance?”

Motorcycle Insurance

A motorcycle insurance policy helps protect you and your motorcycle, whether you are enjoying a long summertime ride or you have your bike stored away for the winter.

Off-road Vehicle Insurance

Most off-road vehicles are built for adventure — whether you’re enjoying the trail on a snowmobile or hitting the apex on your dirt bike.

RV Insurance

There’s so much to explore when you’re cruising the country in your motorhome or RV.

Flood Insurance

Most business insurance policies don’t cover losses resulting from floods, and if you’re located in a low-risk flood area, you might be tempted to bypass this essential coverage.

Earthquake Insurance

While you can’t plan for earthquakes, you can be prepared, which can make all the difference.

Watercraft Insurance

Boats and personal watercraft are significant purchases, but if you love being on the water, you know they’re worth it.

Secondary Home Insurance

Maybe you have a cabin in the mountains, a lake house or a beach cottage.

Child Life Insurance

You do everything you can to protect your kids and their future — including their financial well-being. That’s why life insurance, even at a young age, is so important.

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Medicare Supplement Insurance

You can get supplemental coverage if you have trouble paying for out-of-pocket Medicare expenses.

Rental Property Insurance

What kind of rental property do you own? You might have several multi-unit complexes.

Excess Liability Insurance

Sometimes things go wrong – a car accident, an accident related to your property, or a lawsuit.

Valuable Possessions Insurance

It is especially important to safeguard your valuable belongings from theft and damage.

Individual Life Insurance

Everyone deserves a secure financial future — and that’s why life insurance is so important.

Yacht Insurance

Whether you spend your time sailing the coast on your luxury yacht or enjoy docking it at marinas around the world, our yacht insurance will protect your lifestyle year-round.

Umbrella Insurance

Protecting your family and assets is a top priority, which is why people have insurance.

Lets know more about Personal Insurance? Visit us to understand better

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

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K & J Insurance LLC

We extend coverage to individuals and businesses throughout Indiana in Winslow, Otwell, Oakland City and Monroe City and surrounding areas.

kyler@kjinsurance.net

(812) 809-4452