Annuities
Don't leave everything to chance; keep yourself protected with insurance.
Get StartedMany years in business
100% customer satisfaction
Knowledgeable advisors to help you
Multiple coverage options to choose from
Annuities Provided By Our Agency
And that’s where an annuity can help. They’re insurance products designed to provide you with a way to accumulate tax-deferred savings while you prepare for retirement and a steady stream of retirement income.
What are Annuities?
An annuity is a long-term investment issued by an insurance company and designed to help protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.
Investing involves risk, and your investments may lose value. All guarantees and protections are subject to the claims-paying ability of the issuing insurance company. Still, the guarantees do not apply to any variable accounts subject to investment risk, including the possible loss of principal.
Types of Annuities
There are several types of annuity products available to choose from. Whether you’re looking for income options, legacy planning tools, or spousal protection, your financial professional can tailor a plan to meet your specific goals.
Variable: There’s the potential for more earnings, but you also take on more risk.
Registered index-linked: Exposure to downside risk is limited, and there is potential for increased earnings based on index growth.
Fixed: Your investment grows based on a guaranteed rate of return.
Immediate: Convert a lump sum of money into a stream of income.
Fixed indexed: The potential for increased earnings is based on index growth, but downside protection remains.
The risk involved in Annuities
- Missing the income benefit. The idea behind annuities is that you save money now to have an income stream for the rest of your life. You will miss out on that long-term benefit if you suddenly pass away. Some annuities allow you to designate a beneficiary, but they may cost extra.
- Tying up money you may need. Once you've invested your money in an annuity, it can be difficult to access or cash it out if you suddenly need those funds. For example, some immediate annuities take away access to your principal after you have invested it, even though the payments begin right away.
- Insolvent insurance companies. Because an annuity is a long-term investment, you'll want to ensure the company you purchase from is around for the long term. Investors should investigate potential annuity providers' credibility, history, and credit standing.
Contact us today to learn more about how annuities can help!
Already have Annuities? Switching is easy
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
Get Personalized Insurance
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Annuities
Don't leave everything to chance; keep yourself protected with insurance.
Get StartedMany years in business
100% customer satisfaction
Knowledgeable advisors to help you
Multiple coverage options to choose from
Annuities Provided By Our Agency
And that’s where an annuity can help. They’re insurance products designed to provide you with a way to accumulate tax-deferred savings while you prepare for retirement and a steady stream of retirement income.
What are Annuities?
An annuity is a long-term investment issued by an insurance company and designed to help protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.
Investing involves risk, and your investments may lose value. All guarantees and protections are subject to the claims-paying ability of the issuing insurance company. Still, the guarantees do not apply to any variable accounts subject to investment risk, including the possible loss of principal.
Types of Annuities
There are several types of annuity products available to choose from. Whether you’re looking for income options, legacy planning tools, or spousal protection, your financial professional can tailor a plan to meet your specific goals.
Variable: There’s the potential for more earnings, but you also take on more risk.
Registered index-linked: Exposure to downside risk is limited, and there is potential for increased earnings based on index growth.
Fixed: Your investment grows based on a guaranteed rate of return.
Immediate: Convert a lump sum of money into a stream of income.
Fixed indexed: The potential for increased earnings is based on index growth, but downside protection remains.
The risk involved in Annuities
- Missing the income benefit. The idea behind annuities is that you save money now to have an income stream for the rest of your life. You will miss out on that long-term benefit if you suddenly pass away. Some annuities allow you to designate a beneficiary, but they may cost extra.
- Tying up money you may need. Once you've invested your money in an annuity, it can be difficult to access or cash it out if you suddenly need those funds. For example, some immediate annuities take away access to your principal after you have invested it, even though the payments begin right away.
- Insolvent insurance companies. Because an annuity is a long-term investment, you'll want to ensure the company you purchase from is around for the long term. Investors should investigate potential annuity providers' credibility, history, and credit standing.
Contact us today to learn more about how annuities can help!
Already have Annuities? Switching is easy
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
Get Personalized Insurance
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
Annuities
Don't leave everything to chance; keep yourself protected with insurance.
Get StartedMany years in business
100% customer satisfaction
Knowledgeable advisors to help you
Multiple coverage options to choose from
Annuities Provided By Our Agency
And that’s where an annuity can help. They’re insurance products designed to provide you with a way to accumulate tax-deferred savings while you prepare for retirement and a steady stream of retirement income.
What are Annuities?
An annuity is a long-term investment issued by an insurance company and designed to help protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.
Investing involves risk, and your investments may lose value. All guarantees and protections are subject to the claims-paying ability of the issuing insurance company. Still, the guarantees do not apply to any variable accounts subject to investment risk, including the possible loss of principal.
Types of Annuities
There are several types of annuity products available to choose from. Whether you’re looking for income options, legacy planning tools, or spousal protection, your financial professional can tailor a plan to meet your specific goals.
Variable: There’s the potential for more earnings, but you also take on more risk.
Registered index-linked: Exposure to downside risk is limited, and there is potential for increased earnings based on index growth.
Fixed: Your investment grows based on a guaranteed rate of return.
Immediate: Convert a lump sum of money into a stream of income.
Fixed indexed: The potential for increased earnings is based on index growth, but downside protection remains.
The risk involved in Annuities
- Missing the income benefit. The idea behind annuities is that you save money now to have an income stream for the rest of your life. You will miss out on that long-term benefit if you suddenly pass away. Some annuities allow you to designate a beneficiary, but they may cost extra.
- Tying up money you may need. Once you've invested your money in an annuity, it can be difficult to access or cash it out if you suddenly need those funds. For example, some immediate annuities take away access to your principal after you have invested it, even though the payments begin right away.
- Insolvent insurance companies. Because an annuity is a long-term investment, you'll want to ensure the company you purchase from is around for the long term. Investors should investigate potential annuity providers' credibility, history, and credit standing.
Contact us today to learn more about how annuities can help!
Already have Annuities? Switching is easy
If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.
Contact us today to help you with multiple options to choose from.
Get Personalized Insurance
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.