Creating a culture of safety

K & J Insurance LLC: Everything
Insurance and More

We are dedicated to fostering a culture of safety in both your business and personal pursuits.

Minimizing risks

K & J Insurance LLC provides comprehensive general liability coverage along with employee risk management solutions aimed at consistently enhancing workplace safety, minimizing injuries, and lowering expenses.

Effective risk management

K & J Insurance LLC excels at facilitating efficient risk management by formulating problem-solving strategies and executing them promptly and effectively.

Asset protection

K & J Insurance LLC offers a diverse range of insurance products designed to address your business planning requirements, whether it involves recruiting, retaining, or replacing key employees who are vital to your company's success.
K & J Insurance

K & J Insurance LLC

We empower you with insurance solutions.

At K & J Insurance LLC, we do more than simply sell insurance; we are insurance artisans who craft personalized masterpieces of protection that resonate with the unique narratives of each individual. With a touch of creativity and a diverse range of policies, we have been reshaping the insurance industry for over a decade. Our journey commenced a decade ago, driven by a deep-seated passion to transform insurance into a canvas of security and tranquility.

Envision insurance as a form of artistry, where each policy is meticulously tailored to complement the intricate contours of your life. Like seasoned artists, we blend a decade's worth of expertise with innovation, transcending the ordinary to fashion exceptional coverage. Our approach goes beyond safeguarding assets; it involves comprehending dreams, aspirations, and the vibrant spectrum of life's uncertainties.

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Our Services

We Ensure Best Insurance Services

You can count on us for high-quality services because we have been in the industry long enough to know what matters most to you:
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The Advantages of Working with Us

Here are few reasons you should work with an Independent Insurance Agency

One-stop shopping experience

You will be able to find multiple companies and wide options


Switch without hassle and find the most suitable insurance


We don’t represent one company and can give you multiple options to choose from


Higher quality customer care than big corporate companies


We help all the way from policy reviews to claims assistance

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Insurance Coverage

Home Insurance Coverage
Renters Insurance Coverage
Auto Insurance Coverage
Business Owner Coverage
General Liability Coverage
Commercial Umbrella Coverage

Home Insurance Coverage

Risk Factors

You return from a family vacation to discover thieves have stolen electronic equipment from your media room.


If your possessions are stolen, damaged or destroyed in an insured loss, your home insurance coverage can help replace them, up to the policy’s stated limits.

Renters Insurance Coverage

Risk Factors

On an especially gusty day, strong winds push a small potted plant off your apartment’s balcony and onto a neighbour who is passing below. He is seriously bruised, and decides to sue.


Renters liability coverage under renters insurance may help if you’re responsible for an injury to someone outside your household.

Auto Insurance Coverage

Risk Factors

You suffer minor injuries when another driver runs a red light and clips your car’s rear fender. On top of it all, the driver doesn’t have auto insurance.


Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance.

Business Owner Coverage

Risk Factors

A business owner would require to take various types of insurance coverage to cover each risk. This can cost them more if they take it separately.


A business owner policy packages all the required coverage a business owner would need. BOPs often include business interruption, property, vehicle, liability, and crime insurance. Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage.

General Liability Coverage

Risk Factors

A customer trips on a fixture at your business and gets injured.


Premises and operations insurance can help with hospital bills and damages as well as coverage for your business if the customer sues for negligence.

Commercial Umbrella Insurance

Risk Factors

Your employee causes a multi-vehicle accident while driving a company car to a business appointment. The combined medical and repair costs are higher than the limits of your commercial auto policy.


An umbrella policy can help with liabilities that exceed the limits of your underlying commercial auto policy.


What they’re talking about us?

Hear the feedback from our satisfied clients and learn how our independent insurance services have transformed their experience.

  • K&J insurance is outstanding. Kyler never hesitates to help us navigate different types of insurance, report claims, or even look up our policy coverages. We recently purchased a new vehicle and Kyler updated our policy before we even drove off the lot. K&J is hands down the best insurance I have ever had.
    -Lindsey Yokem
  • K&J not only lowered my rates but offers the best customer service I have ever received from an insurance company! It’s nice knowing that a locally owned and operated insurance agent has my best interest in mind compared to just being a number on paper to a large company owned insurance provider. Give K&J a call and I guarantee you’ll be satisfied with your experience!
    -Briar Meadors
  • Kyler is always available and easy to get ahold of. I love having an agent that I can talk to rather than just an online service! Also, saving money from my previous insurance company helps!
    -Jonathon Benner

K & J Insurance LLC + Erie Insurance

We offer Erie Insurance coverage at competitive rates.
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News & Blog

Latest Insight, Insurance Trends

November 24, 2023
The Community Rating System (CRS) Discounts in Flood Insurance

Flooding poses a significant threat to communities across the United States, and safeguarding your property against this risk is a top priority. While flood insurance is crucial in this defense, many homeowners might need to know the potential savings offered through the Community Rating System (CRS). This blog will explore the CRS and how its […]

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November 20, 2023
Demystifying Business Interruption Insurance

Running a business is a thrilling journey filled with highs and lows, challenges and triumphs. While you strategize for growth and success, it's crucial to safeguard your enterprise against unforeseen disruptions. Enter Business Interruption Insurance—a financial lifeline that can make all the difference when the unexpected threatens to derail your operations.  Understanding Business Interruption Insurance […]

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November 16, 2023
The Impact of Home Upgrades on Your Insurance Premiums

Owning a home is a significant milestone, and as homeowners, we often seek ways to enhance our living spaces. Whether it's a stylish kitchen remodel, a state-of-the-art security system, or energy-efficient upgrades, these improvements elevate our lifestyle and influence another aspect of homeownership – insurance premiums. In this comprehensive guide, we'll explore the impact of […]

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Contact K & J Insurance LLC

As an independent agency, we are here to help you find the right coverage.
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(812) 809-4452
801 N Vincennes Avenue Petersburg, IN 47567

Petersburg, IN

We extend coverage to individuals and businesses throughout Indiana in Winslow, Otwell, Oakland City and Monroe City and surrounding areas.

K & J Insurance LLC

We extend coverage to individuals and businesses throughout Indiana in Winslow, Otwell, Oakland City and Monroe City and surrounding areas.
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